Yes, in most cases, you can get a bank statement notarized at a bank near you, but it is not a universal or guaranteed service. The ability to do so depends entirely on the specific policies of the bank branch and the availability of a commissioned notary public on staff. Many, but not all, banks offer complimentary notary services as a convenience for their account holders.
How to Get a Bank Statement Notarized
To successfully have a bank statement notarized, follow these steps:
- Call Ahead: Always contact your local branch before visiting. Confirm they have a notary available, inquire if there are any time restrictions (e.g., specific hours), and verify whether the service is free for customers. Some banks may only provide notary services for documents directly related to bank transactions.
- Bring Required Documentation: You must appear in person with a valid, government-issued photo ID (e.g., driver's license, passport). Bring the unsigned bank statement you need notarized. The notary must witness you signing the document.
- Ensure Document Preparedness: The bank statement should be complete, but leave the signature line blank. The notary cannot notarize a document that is already signed. Be prepared to state clearly what type of notarization you need, which for a bank statement is typically a "jurat" (where you swear to the truthfulness of the document) or a "signature witnessing."
Important Considerations and Alternatives
Bank Policies Vary
Industry practice shows significant variation. While large national banks often provide this service, smaller community banks or credit unions may be more likely to offer it free of charge. However, banks are under no legal obligation to provide notary services, and some may decline, especially if the statement is for a non-customer or if the notary's commission limits the types of documents they can certify.
What a Notary Does and Does Not Do
A notary public verifies your identity and witnesses your signature to deter fraud. It is crucial to understand that notarization does not certify the accuracy or validity of the information within the bank statement itself. The notary is certifying that you, the signer, are who you say you are and that you signed willingly.
Alternative Notary Locations
If your bank cannot provide the service, several other convenient and reliable options exist:
- UPS Stores, Postal Centers, or Shipping Stores: Many offer notary services for a nominal fee.
- Public Libraries or Town Clerk Offices: Some provide access to notaries, often at low cost.
- Online Notary Services: Many states now authorize remote online notarization (RON). This allows you to complete the process via a video call with a commissioned notary, which can be especially efficient. Fees and technological requirements apply.
- Independent Mobile Notaries: You can search for a notary who will travel to your location.
Maximizing Your Success
For the smoothest experience, planning is key. Calling your bank branch is the single most important step. Have all your materials ready, and be clear about your request. If the document is time-sensitive, exploring alternative notary locations in advance provides a reliable backup plan. By understanding the process and preparing accordingly, you can efficiently get your bank statement notarized.