Many banks and credit unions offer notary public services as a convenience for their account holders, and sometimes for the general public. Whether you can access this service at a branch near you depends on the specific financial institution's policies, staffing, and branch location. It is a common offering, but not a universal one, so verifying availability is a crucial first step.
Which Banks Typically Offer Notary Services?
Most of the largest national and regional banks provide notary services. According to industry practice, this is a standard customer service amenity at many physical branches. Banks you are likely to find offering this service include:
- Bank of America
- Chase
- Wells Fargo
- U.S. Bank
- Citibank
- TD Bank
- PNC Bank
Additionally, most local credit unions and community banks also frequently provide notary services for their members and customers. It is important to note that while these institutions commonly offer the service, it is not guaranteed at every single branch.
What You Need to Know Before You Go
To ensure a smooth experience and avoid wasted trips, consider these key points.
Call Ahead to Confirm
Always contact your local branch directly before visiting. Notary availability can depend on whether a certified notary public is on staff that day, as they may have varying schedules or be out of the office. Calling confirms both availability and any specific requirements.
Understand Potential Fees and Requirements
Policies on fees and eligibility vary significantly:
- Account Holders: Many banks provide notary services free of charge as a perk for customers with an active account. Some may offer a limited number of free notarizations per year.
- Non-Customers: If you are not an account holder, the bank may decline to provide the service or charge a fee. Fees, when applicable, are typically modest and set by state statute, often ranging from $5 to $15 per notarized signature.
- Document Preparation: Bank notaries cannot provide legal advice or prepare documents for you. You must bring the complete, unsigned document. The notary's role is to verify the identity of the signer, witness the signing, and affix their official seal and signature.
Bring Proper Identification
You will need to present a current, government-issued photo ID to the notary. Acceptable forms of identification typically include a driver's license, state ID card, passport, or military ID. All signers required by the document must be present with their own valid ID.
What Types of Documents Can Be Notarized?
Bank notaries can handle a wide array of common personal and business documents. These often include:
- Loan and mortgage documents
- Power of attorney forms
- Advance healthcare directives
- Certain affidavits
- Real estate deeds and titles
- Business contracts or agreements
However, a bank notary may be unable or unwilling to notarize certain complex documents, such as wills, trusts, or documents related to family law (e.g., divorce papers). It is best to inquire about your specific document when you call.
Alternative Places to Find a Notary Public
If your bank branch cannot provide the service, several other reliable options exist:
- UPS Stores, Postal Centers, and Shipping Stores: Many offer notary services for a fee.
- Public Libraries: Some libraries provide free or low-cost notary services.
- Law Offices and Title Companies: These typically have notaries on staff, often for a fee.
- Online Remote Notarization: Many states now authorize remote online notarization (RON), which allows you to complete the process via a video call. Your bank or a dedicated online notary service may offer this digital option.
In summary, while getting a document notarized at a bank near you is a common and convenient option, success hinges on preparation. Confirming availability, understanding potential costs, and arriving with the correct documentation and identification will help you efficiently complete this important task.