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The Best Banks in Highland, Indiana

Our research team has identified the top 3 banks in Highlandbased on customer service, rates, digital features, and customer satisfaction.

3
Top Banks
4.7/5
Avg Rating
155
Total Branches
1080
Total Reviews

Top Banks in Highland

Carefully selected based on customer service, rates, and digital features

1

Centier Bank

Bank

★★★★☆
4.7/5

Indiana's largest private, family-owned bank with strong local presence in Northwest Indiana. Known for excellent customer service, competitive rates, and comprehensive personal and business banking services. They have deep community roots and multiple branches throughout the region.

Branches:58 locations
Reviews:420 customer reviews
3333 45th St, Highland, IN 46322

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingDigital BankingCredit CardsAuto Loans
2

Teachers Credit Union

Credit Union

★★★★☆
4.8/5

Indiana's largest credit union with a strong presence in Highland. Offers exceptional member service, competitive loan rates, and low fees. Known for their community involvement and extensive branch network throughout Northwest Indiana with modern digital banking capabilities.

Branches:72 locations
Reviews:375 customer reviews
8940 Indianapolis Blvd, Highland, IN 46322

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesAuto LoansStudent LoansInvestment ServicesCredit Cards
3

First Financial Bank

Bank

★★★★☆
4.5/5

Regional bank with strong Northwest Indiana presence offering personalized banking services. Known for their community focus, competitive business banking solutions, and comprehensive financial services. They provide both traditional branch banking and robust digital platforms.

Branches:25 locations
Reviews:285 customer reviews
2530 45th St, Highland, IN 46322

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingInvestment ServicesDigital BankingCredit Cards

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Frequently Asked Questions

Common questions about banking in Highland, Indiana

What are the benefits of banking with a local institution like Centier Bank or Teachers Credit Union in Highland, and how do they compare to national banks?

Banking with local institutions in Highland offers several distinct advantages. Centier Bank, a family-owned bank, and Teachers Credit Union (TCU), a member-owned cooperative, are deeply embedded in the community. They often provide more personalized customer service, local decision-making for loans, and a strong commitment to supporting local events and businesses. Compared to national banks, they may offer more flexible terms on personal loans or mortgages, and credit unions like TCU typically offer higher interest rates on savings accounts and lower fees. Their local branches and ATMs are conveniently located throughout Highland and the surrounding Region, making in-person banking easy.

Are there banks in Highland that offer specialized mortgage or home loan programs for first-time homebuyers in the area?

Yes, several banks in Highland cater to first-time homebuyers. Local lenders like First Financial Bank and Centier Bank have loan officers who are very familiar with the Northwest Indiana housing market, including Highland, Griffith, and Munster. They often offer specific first-time homebuyer programs that may feature lower down payment requirements, down payment assistance, or educational resources. Teachers Credit Union also provides competitive mortgage options. It's highly recommended to speak directly with a loan officer at one of these local branches, as they can provide insights on specific neighborhoods and guide you through state-specific programs like those from the Indiana Housing and Community Development Authority (IHCDA).

With the proximity to Chicago and Illinois, do Highland banks offer services tailored for residents who work across the state line?

Absolutely. Banks in Highland are well-versed in serving commuters. For example, Teachers Credit Union and Centier Bank are part of extensive ATM networks and/or shared branching cooperatives that provide fee-free access to thousands of ATMs nationwide, which is invaluable for those working in Chicago. Many also offer robust online and mobile banking platforms with mobile check deposit, so you can deposit an Illinois paycheck without visiting a branch. Some residents may even choose to open accounts with banks that have a physical presence in both states, but the local credit unions and banks in Highland are equipped to handle the financial needs of cross-border commuters efficiently.

What local banking options are available for small business owners in Highland looking for business loans or merchant services?

Highland's local banks are strong supporters of small businesses. Centier Bank has a dedicated business banking division that offers everything from business checking accounts and lines of credit to commercial real estate loans, and they are known for their involvement in the local Chamber of Commerce. First Financial Bank also provides a suite of business services, including cash management and merchant services for processing card payments. Teachers Credit Union offers business accounts and loans to its members. These local institutions often provide a more relationship-based approach, with bankers who understand the specific opportunities and challenges of operating a business in the Town of Highland and the broader Calumet Region.

How can I find fee-free ATMs in Highland, especially from credit unions like Teachers Credit Union?

Finding fee-free ATMs in Highland is straightforward, especially if you bank with a local credit union. Teachers Credit Union (TCU) members have access to all TCU-branded ATMs without fees. More importantly, TCU is part of the CO-OP and MoneyPass networks, which include thousands of fee-free ATMs across the country. You can find several in Highland, including at the TCU branch on Indianapolis Boulevard. The TCU mobile app or website has a handy ATM locator tool. Similarly, Centier Bank customers can use any Centier ATM fee-free and have access to the MoneyPass network. First Financial Bank customers can use their own ATMs and are part of the Allpoint network for additional fee-free access.

Finding the Best Bank Accounts Near Me in Highland, Indiana: A Local's Guide

Expert insights about banking in Highland

If you're a Highland resident typing "bank accounts near me" into your search bar, you're likely looking for more than just a list of addresses. You want convenient, reliable banking that fits your lifestyle right here in our community. The good news is that Highland offers a strong mix of national, regional, and local financial institutions, each with its own strengths. Understanding your options can help you find the perfect financial partner, whether you're opening your first account, looking for better service, or managing a family's finances.

Your search will quickly highlight several standout names with a major presence in town. Centier Bank, a true Indiana staple with deep local roots, has a significant branch in Highland. They are renowned for their personal service and community involvement, offering a range of accounts from simple checking to more specialized savings options. For those who prefer a member-owned model, Teachers Credit Union (TCU) is a powerhouse in the region. Despite its name, membership is open to most who live, work, or worship in Lake County, making its Highland location highly accessible. Credit unions like TCU often offer competitive rates, lower fees, and a strong focus on member service. First Financial Bank also provides a robust presence, bringing a wide array of commercial and personal banking products to the area, which can be ideal for those who want the resources of a larger regional bank.

Choosing between these great options comes down to your personal priorities. Start by considering your daily banking habits. Do you prefer to bank in person? Then, note the branch and ATM locations of each institution along Indianapolis Boulevard, 45th Avenue, and in the Main Square Plaza area. For those who live a digital-first life, compare the mobile apps, online bill pay features, and mobile check deposit limits. Next, get specific about fees. Look closely at monthly maintenance fees for checking accounts and see how easily they can be waived—often by maintaining a minimum balance or setting up a direct deposit. Don't forget to ask about ATM fee reimbursements if you frequently use cash.

Finally, think beyond the basic account. Are you planning to finance a car, get a mortgage on a Highland home, or start a small business? Building a relationship with a local bank can be incredibly valuable for these future needs. Stop into a local branch of Centier, TCU, or First Financial for a conversation. The staff can provide specific details on accounts that match your financial goals. By focusing on what matters most to you—be it hyper-local service, digital convenience, or loan rates—your search for "bank accounts near me" will lead you to a smart, informed decision that supports your life right here in Highland.

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How We Rate Highland Banks

Our comprehensive 5-star rating system evaluates banks across multiple criteria to help you find the best financial institution in Highland.

Customer Service & Support

Service quality, responsiveness, and customer satisfaction ratings.

Fees & Interest Rates

Competitive rates, transparent fees, and overall value proposition.

Digital Banking Features

Mobile app quality, online features, and digital innovation.

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