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The Best Banks in Garrettsville, Ohio

Our research team has identified the top 3 banks in Garrettsvillebased on customer service, rates, digital features, and customer satisfaction.

3
Top Banks
4.5/5
Avg Rating
60
Total Branches
644
Total Reviews

Top Banks in Garrettsville

Carefully selected based on customer service, rates, and digital features

1

First National Bank of Garrettsville

Bank

★★★★☆
4.7/5

A true community bank with deep roots in Garrettsville since 1934. Offers personalized service, local decision-making, and strong commitment to the Garrettsville area. Known for competitive mortgage rates and small business lending expertise.

Branches:3 locations
Reviews:87 customer reviews
8028 Main Street, Garrettsville, OH

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingDigital BankingAuto Loans
2

Huntington National Bank

Bank

★★★★☆
4.3/5

Major regional bank with strong presence throughout Northeast Ohio. Offers 24-hour grace period on overdrafts, nationwide ATM access, and comprehensive financial services. The Kent branch serves many Garrettsville residents.

Branches:45 locations
Reviews:342 customer reviews
1550 S. Water Street, Kent, OH

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingDigital BankingInvestment ServicesCredit CardsAuto LoansStudent Loans
3

Seven Seventeen Credit Union

Credit Union

★★★★☆
4.6/5

Member-owned credit union serving Portage and surrounding counties. Known for competitive loan rates, low fees, and excellent member service. Offers shared branching access and serves many Garrettsville area residents and businesses.

Branches:12 locations
Reviews:215 customer reviews
151 S. Water Street, Kent, OH

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingDigital BankingAuto LoansCredit Cards

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Frequently Asked Questions

Common questions about banking in Garrettsville, Ohio

What are the benefits of banking with the First National Bank of Garrettsville, a local community bank?

Banking with the First National Bank of Garrettsville offers several unique benefits for local residents. As a community bank, they often provide more personalized customer service and have decision-makers based right in town, which can speed up processes like loan approvals. They are deeply invested in the local economy, frequently supporting community events and local businesses. Furthermore, their knowledge of the Garrettsville and Portage County real estate market can be invaluable for securing a mortgage or home equity loan. While they may have a smaller branch network than national chains, they often participate in nationwide ATM networks to provide fee-free access.

Are there any banks or credit unions in Garrettsville that offer specific accounts or services for local farmers or small agricultural businesses?

Yes, this is a common need in the Garrettsville area. The First National Bank of Garrettsville has a long history of serving the agricultural community in Portage County and offers specialized agricultural banking services, including operating loans, farm equipment financing, and lines of credit tailored to seasonal cash flow. While Seven Seventeen Credit Union also serves many local businesses, it's advisable to contact their Garrettsville branch directly to inquire about any specific agricultural or small business loan programs they may offer to support the local rural economy.

With Garrettsville's smaller size, what are my options for accessing a physical bank teller or ATM beyond standard business hours?

While Garrettsville's bank branches, including Huntington and First National Bank, maintain traditional weekday hours, you have several options for after-hours access. The Huntington National Bank branch on Windham Street features a 24/7 ATM. Furthermore, Seven Seventeen Credit Union members have access to a large network of shared branches and surcharge-free ATMs through the CO-OP network, which can be found at many local retailers and other credit unions in nearby towns like Ravenna and Warren. For basic teller services outside of hours, the online and mobile banking platforms offered by all three institutions are robust.

I'm involved in one of Garrettsville's local festivals, like the Summerfest. Can local banks help with fundraising or managing event finances?

Absolutely. Local financial institutions are often key partners for community events. The First National Bank of Garrettsville, in particular, is well-known for its sponsorship and support of local initiatives like Garrettsville Summerfest and the James A. Garfield Historical Society. They can assist event organizers by setting up dedicated checking accounts for fundraising funds, providing secure change orders for concession stands, and offering guidance on managing cash flow for a large event. It's recommended to reach out to the branch manager to discuss your specific needs.

As a resident, what should I consider when choosing between a national bank like Huntington and a local credit union like Seven Seventeen in Garrettsville?

Your choice depends on your priorities. Huntington National Bank offers the convenience of a vast branch and ATM network across Ohio and the Midwest, which is beneficial if you travel frequently. They typically offer a wide array of sophisticated digital tools and commercial banking products. In contrast, Seven Seventeen Credit Union, as a not-for-profit institution, often provides lower loan rates, higher savings dividends, and fewer fees, with a strong focus on member service. A key factor for many in Garrettsville is that credit union membership is based on a community charter, meaning anyone who lives, works, worships, or attends school in Portage County is eligible to join, fostering a strong local connection.

Finding the Right Bank Near Me in Garrettsville, Ohio: A Local's Guide to Opening an Account

Expert insights about banking in Garrettsville

If you're a resident of Garrettsville, Ohio, and find yourself searching for "banks near me to open account," you're in luck. Our charming village offers a solid mix of local, regional, and credit union options right here in the community. Choosing where to bank is a significant financial decision, and understanding the distinct advantages of each institution can help you find the perfect fit for your wallet and your lifestyle.

For many in Garrettsville, banking begins with a true hometown institution: the **First National Bank of Garrettsville**. With its deep roots and main office right on Main Street, this bank embodies community-focused service. Opening an account here means your money stays local, often funding loans for neighbors' homes or local small businesses. You can expect personalized service where tellers and managers know you by name. They offer standard checking and savings accounts, and their decision-making is local, which can be a huge benefit if you have unique financial circumstances. If supporting the local economy and having a direct line to your banker are top priorities, this is an essential stop on your search.

For those who travel frequently within Ohio or need a vast network of ATMs and branches, **Huntington National Bank** provides a robust regional presence. Their branch in Garrettsville offers the convenience of a large bank, including sophisticated online and mobile banking platforms, a wide array of account types, and national resources. Huntington’s popular Asterisk-Free Checking® is a major draw, promising no monthly maintenance fee with simple requirements. This option is ideal if you value digital tools, a broad ATM network, and the stability of a large financial institution but still want a physical branch just minutes away.

Don't overlook the member-owned alternative: **Seven Seventeen Credit Union**. While not a bank, this credit union offers full-service banking with a key philosophical difference. As a not-for-profit cooperative, its profits are returned to members in the form of lower loan rates, higher savings dividends, and reduced fees. Membership is open to those who live, work, worship, or attend school in Portage and Trumbull counties, making most Garrettsville residents eligible. Opening an account here makes you a member-owner. They are known for competitive auto loans and mortgages and a strong commitment to financial education.

Your best choice depends on your personal needs. We recommend making a shortlist of what matters most: Is it the personalized service of a local bank, the digital convenience of a national chain, or the member-focused benefits of a credit union? Once you know, take the next step. Visit their websites to review account fees and minimums, then stop by their Garrettsville locations. There's no substitute for walking in, asking questions, and getting a feel for where you’ll be entrusting your hard-earned money. The right financial partner for your next chapter is right here in town.

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How We Rate Garrettsville Banks

Our comprehensive 5-star rating system evaluates banks across multiple criteria to help you find the best financial institution in Garrettsville.

Customer Service & Support

Service quality, responsiveness, and customer satisfaction ratings.

Fees & Interest Rates

Competitive rates, transparent fees, and overall value proposition.

Digital Banking Features

Mobile app quality, online features, and digital innovation.

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