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The Best Banks in Hicksville, Ohio

Our research team has identified the top 3 banks in Hicksvillebased on customer service, rates, digital features, and customer satisfaction.

3
Top Banks
4.6/5
Avg Rating
29
Total Branches
644
Total Reviews

Top Banks in Hicksville

Carefully selected based on customer service, rates, and digital features

1

Farmers State Bank

Bank

★★★★☆
4.6/5

A locally-owned community bank with deep roots in Hicksville, offering personalized service and comprehensive banking solutions for both personal and business needs. Known for their strong community involvement and relationship-based banking approach.

Branches:4 locations
Reviews:87 customer reviews
101 N Main St, Hicksville, OH 43526

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingAuto LoansDigital Banking
2

First Federal Bank

Bank

★★★★☆
4.4/5

A regional bank serving northwest Ohio with a strong presence in the Hicksville area. Offers competitive mortgage rates and comprehensive financial services with the convenience of multiple branch locations throughout the region.

Branches:18 locations
Reviews:215 customer reviews
200 Madison Ave, Defiance, OH 43512

Services:

Checking AccountsSavings AccountsMortgagesPersonal LoansHome Equity LoansInvestment ServicesDigital Banking
3

Superior Credit Union

Credit Union

★★★★☆
4.7/5

A member-owned credit union serving residents of Defiance County and surrounding areas including Hicksville. Offers competitive rates on loans and deposits, lower fees, and personalized member service. Serves both individuals and businesses in the community.

Branches:7 locations
Reviews:342 customer reviews
1500 E 2nd St, Defiance, OH 43512

Services:

Checking AccountsSavings AccountsAuto LoansPersonal LoansCredit CardsMortgagesStudent LoansBusiness Services

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Frequently Asked Questions

Common questions about banking in Hicksville, Ohio

What are the main differences between banking with Farmers State Bank versus Superior Credit Union in Hicksville?

The primary difference is the institution type. Farmers State Bank is a community bank, while Superior Credit Union is a member-owned, not-for-profit cooperative. This means Superior Credit Union often offers higher interest rates on savings accounts and lower loan rates to its members, but membership is required (typically for those who live, work, or worship in Defiance County). Farmers State Bank, as a local bank, provides a full suite of personal and business banking services and may have a broader network of ATMs through reciprocal agreements. Both are deeply invested in the Hicksville community.

Are there any banks in Hicksville that offer specialized agricultural or farming loans for local residents?

Yes, this is a key service in the Hicksville area. Farmers State Bank, in particular, has a strong focus on agricultural lending and offers a variety of farm loans, including operating lines of credit, equipment financing, and real estate loans tailored to the needs of local farmers. First Federal Bank also provides business lending services that can be applied to agricultural operations. It's advisable to speak directly with a loan officer at either institution to discuss your specific farming or agribusiness needs.

With limited brick-and-mortar options in Hicksville, what are the best ways to deposit cash locally?

This is a common consideration in a smaller community like Hicksville. Your best options for depositing cash are to use the live teller services at Farmers State Bank, First Federal Bank, or Superior Credit Union during business hours. All three have physical branches in town. Alternatively, some institutions offer ITM (Interactive Teller Machine) services that allow you to interact with a remote teller via video for cash deposits outside of standard hours. It's important to note that standard ATMs typically only allow for cash withdrawals, not deposits, unless they are specifically designated deposit-taking ATMs owned by your bank.

I'm a small business owner in Hicksville. Which local bank is best for setting up business checking and merchant services?

All three major local institutions—Farmers State Bank, First Federal Bank, and Superior Credit Union—offer business banking services. For a traditional community bank approach with a dedicated relationship manager, Farmers State Bank is a strong choice. First Federal Bank also has robust business services, including online banking and cash management tools. Superior Credit Union can be an excellent option for competitive rates and lower fees, provided you meet their membership criteria. We recommend scheduling consultations with each to compare their specific business checking account structures, merchant service fees, and local support for Hicksville businesses.

How can I access shared branches or surcharge-free ATMs when I travel outside of Hicksville?

This depends on your financial institution. If you bank with Superior Credit Union, you have access to a vast network of surcharge-free ATMs and shared branches nationwide through the CO-OP Network. This allows you to perform transactions at thousands of other credit unions as if you were at your home branch. For customers of Farmers State Bank and First Federal Bank, you should inquire about their specific ATM networks (such as MoneyPass or Allpoint) which offer surcharge-free access at certain locations. All three institutions also offer robust mobile banking apps for remote check deposit and account management.

Your Guide to Online Banking Near Me in Hicksville, Ohio

Expert insights about banking in Hicksville

If you're a Hicksville resident searching for "online banking near me," you're in luck. Our small town is home to some fantastic local and regional financial institutions that offer robust digital services. While the phrase "near me" often implies a physical branch, today it’s just as much about finding a bank whose online platform feels close, convenient, and secure. For folks in Hicksville, this means choosing between trusted community banks and credit unions that understand our specific needs while providing the modern digital tools we all rely on.

Let's look at your local options. Farmers State Bank, with its roots deeply planted in our community, offers a user-friendly online and mobile banking suite. You can manage your accounts, deposit checks remotely using your phone's camera, and pay bills electronically. It’s a great choice if you value personal relationships and want the option to stop into the local branch for complex matters while handling day-to-day banking from your couch. Similarly, First Federal Bank provides a comprehensive digital experience. Their platforms typically include features like account alerts, budgeting tools, and secure person-to-person payment options, allowing you to send money to a friend or split a bill with ease.

For a member-focused approach, Superior Credit Union is a standout choice. As a credit union, any profits are returned to members, often in the form of lower loan rates or fewer fees. Their online banking is designed with member convenience in mind, offering not just standard features but often competitive rates on savings accounts and loans that you can apply for directly online. Whether you're saving for a new tractor, a family vacation, or just building an emergency fund, comparing the online savings rates at these local institutions is a smart move.

When evaluating "online banking near me" in Hicksville, don't just download the app. Think about your habits. Do you need to deposit cash occasionally? Then a local branch like Farmers State Bank or First Federal Bank remains crucial. Are you looking for the highest yield on your savings? Superior Credit Union’s online-only savings products might be perfect. Test their mobile apps for ease of use—can you quickly find your transaction history or transfer money before your coffee gets cold? Also, always ensure their security measures are strong, like multi-factor authentication and instant fraud alerts.

Ultimately, the best online banking for you in Hicksville blends digital convenience with local trust. Our local banks and credit union offer the technology to bank anywhere, paired with the personal service that matters when you need it most. Take advantage of online demos or call their local offices to ask specific questions about their digital features. By choosing a community-focused institution, you keep your money working right here in Hicksville while enjoying the modern convenience of banking from your smartphone, home computer, or anywhere life takes you.

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How We Rate Hicksville Banks

Our comprehensive 5-star rating system evaluates banks across multiple criteria to help you find the best financial institution in Hicksville.

Customer Service & Support

Service quality, responsiveness, and customer satisfaction ratings.

Fees & Interest Rates

Competitive rates, transparent fees, and overall value proposition.

Digital Banking Features

Mobile app quality, online features, and digital innovation.

Need Banking Services in Hicksville?

Contact one of our top-rated banks today to learn more about their services and find the right banking solution for your needs.