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The Best Banks in Hundred, West Virginia

Our research team has identified the top 3 banks in Hundredbased on customer service, rates, digital features, and customer satisfaction.

3
Top Banks
4.3/5
Avg Rating
6
Total Branches
367
Total Reviews

Top Banks in Hundred

Carefully selected based on customer service, rates, and digital features

1

WesBanco

Bank

★★★★☆
4.2/5

WesBanco is one of the largest regional banks serving West Virginia with a strong presence in small communities. They offer comprehensive personal and business banking services with local decision-making and community-focused approach. Known for their personalized service and deep roots in Appalachian communities.

Branches:3 locations
Reviews:87 customer reviews
101 Main Street, Hundred, WV 26575

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingDigital BankingInvestment ServicesCredit CardsAuto Loans
2

United Bank

Bank

★★★★☆
4.1/5

United Bank has a strong presence in northern West Virginia and serves the Hundred area from their New Martinsville branch. They offer full-service banking with competitive rates and excellent digital banking tools. Known for their community involvement and comprehensive financial services for both individuals and businesses.

Branches:2 locations
Reviews:124 customer reviews
123 Liberty Street, New Martinsville, WV 26155

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesBusiness BankingDigital BankingInvestment ServicesCredit CardsAuto LoansStudent Loans
3

Bayer Heritage Federal Credit Union

Credit Union

★★★★☆
4.5/5

Bayer Heritage Federal Credit Union serves the Hundred area from their nearby Sistersville location. As a credit union, they offer competitive rates, lower fees, and member-focused service. They provide excellent personal service and are known for their community support and member-friendly approach to banking.

Branches:1 locations
Reviews:156 customer reviews
200 North 4th Street, Sistersville, WV 26175

Services:

Checking AccountsSavings AccountsPersonal LoansMortgagesAuto LoansCredit CardsDigital BankingStudent Loans

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Frequently Asked Questions

Common questions about banking in Hundred, West Virginia

What are the primary banking options available for residents in Hundred, West Virginia, and are there any local branches?

The primary banking institutions serving Hundred and the surrounding Wetzel County area are WesBanco, United Bank, and Bayer Heritage Federal Credit Union. It's important to note that while these banks have a strong regional presence, Hundred itself is a small town and may not have a physical branch located directly within the town limits. Residents typically use branches in nearby larger towns like New Martinsville. Bayer Heritage Federal Credit Union, for instance, has its main branch in nearby New Martinsville and serves employees of Bayer (and their family members) as well as many community members in the region. For daily banking, many residents also utilize online and mobile banking services.

How can I access cash or make deposits in Hundred if there isn't a major bank branch in town?

Since Hundred is a small community, access to cash and deposit services is often provided through local alternatives. The most common option is the ATM located at the Hundred Supermarket, which provides convenient cash access. For making deposits, many residents use their bank's mobile check deposit feature through a smartphone app, which is offered by WesBanco, United Bank, and Bayer Heritage FCU. Alternatively, you can use shared branch networks or co-op ATMs if you are a member of Bayer Heritage Federal Credit Union, which has a wide network of partner credit unions and ATMs. For in-person services, a short drive to a branch in New Martinsville is typically required.

Are there local banks or credit unions in Hundred that offer specialized loans for agriculture or small family-owned businesses?

Yes, the financial institutions serving the Hundred area understand the local economy, which includes agriculture and small businesses. Bayer Heritage Federal Credit Union, given its community-focused charter, often has competitive loan products for small businesses and agricultural needs. Similarly, both WesBanco and United Bank have commercial lending divisions that serve the region and can structure loans for farming equipment, land, or for launching and expanding a local business, such as a shop on Main Street. It's best to contact a loan officer at one of their nearby branches to discuss specific programs tailored to the rural and small-business landscape of Wetzel County.

What should I know about property and homeowner's insurance requirements when getting a mortgage from a bank in the Hundred area?

When obtaining a mortgage from a lender like WesBanco or United Bank for a property in Hundred, you will be required to secure homeowner's insurance. A key consideration specific to this rural area is flood insurance. Many properties in and around Hundred are near the Hughes River or in low-lying areas, which may be in a FEMA-designated flood zone. Your mortgage lender will require a flood certification, and if the property is in a high-risk zone, you must purchase a separate flood insurance policy through the National Flood Insurance Program (NFIP) as a condition of the loan. It's crucial to factor this into your home-buying budget.

As a senior citizen living in Hundred, are there any local bank accounts or services that offer benefits like no-fee checking or help with estate planning?

Absolutely. Senior-specific banking products are commonly available from the institutions serving Hundred. WesBanco offers a "Classic 55+" checking account that typically waives monthly maintenance fees for customers aged 55 and older and includes benefits like free standard checks. United Bank also has senior-friendly checking options. Furthermore, Bayer Heritage Federal Credit Union is known for its personalized service and may offer free checking accounts with no minimum balance requirements that are advantageous for those on a fixed income. All three institutions can also refer you to trusted local professionals for estate planning and can help you set up Payable-on-Death (POD) accounts to simplify the transfer of assets.

Finding Your Closest Bank in Hundred, West Virginia: A Guide to Local Financial Services

Expert insights about banking in Hundred

For residents of our small, close-knit town of Hundred, West Virginia, convenience and community are key when managing day-to-day life. This includes something as fundamental as your banking. When you need to deposit a check, withdraw cash, or speak to a banker face-to-face, knowing your closest bank options is essential. Fortunately, while we may be a small community, we have reliable financial institutions right here to serve our needs.

The most immediate and prominent banking option in Hundred is WesBanco. Located centrally, WesBanco provides a full-service branch that many residents consider their closest and most accessible bank. It offers the complete range of personal banking services, from checking and savings accounts to loans and safe deposit boxes. Having a physical branch just minutes away means you can build a relationship with local tellers and managers who understand the rhythm of life in Wetzel County. For routine transactions and personalized financial advice, WesBanco’s presence is a significant asset to our town.

While United Bank does not maintain a physical branch directly in Hundred, it is a major regional player with the nearest locations in nearby towns like New Martinsville. For residents who travel regularly for work or errands, a United Bank account can offer the convenience of a larger network of ATMs and branches across the region. It’s a strong option if your life regularly takes you beyond Hundred’s borders, providing consistent service throughout West Virginia and the Mid-Atlantic.

Another excellent and community-focused option is the Bayer Heritage Federal Credit Union. As a credit union, it operates as a not-for-profit financial cooperative, often offering competitive rates on loans and savings accounts. While its main branches are in nearby locations like New Martinsville and Middlebourne, membership is open to those who live, work, or worship in Wetzel County, making all residents of Hundred eligible. The credit union model can provide a more personalized banking experience with a focus on member benefits.

Choosing the right closest bank for you in Hundred depends on your habits. If in-person service in town is your top priority, WesBanco is your go-to. If you value a wide branch network for travel or prefer the member-owned structure of a credit union, then establishing an account with United Bank or Bayer Heritage FCU, and using their digital tools for daily management, is a savvy choice. All these institutions offer robust online and mobile banking, which is a game-changer for managing your finances from home. We recommend visiting each institution’s website or stopping by to discuss your specific needs. In Hundred, you have the advantage of accessing friendly, local financial services that are invested in the prosperity of our community.

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How We Rate Hundred Banks

Our comprehensive 5-star rating system evaluates banks across multiple criteria to help you find the best financial institution in Hundred.

Customer Service & Support

Service quality, responsiveness, and customer satisfaction ratings.

Fees & Interest Rates

Competitive rates, transparent fees, and overall value proposition.

Digital Banking Features

Mobile app quality, online features, and digital innovation.

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